# Website Overview **Home Loans Australia** (https://home-loans-australia.com.au) is an Australian online platform specialising in helping individuals and families find suitable home loans. The service is free and compares a broad range of products from leading home loan brokers, banks, and non-bank lenders across Australia. The website is owned and operated by Clark Family Pty Ltd and is committed to supporting Australians with informed choices about home finance solutions. # Key Sections - **Homepage**: Overview of services, including how the site assists you in finding and comparing the best home loans for your individual circumstances. Clear steps to establish eligibility and receive personalised offers. - **Eligibility Application**: Online form where consumers provide information to receive tailored home loan offers. No obligation and no fee. - **Calculators**: Tools to help estimate borrowing capacity and loan affordability. - **About Us**: Details Clark Family Pty Ltd’s membership in the Financial Services Online network, commitment to consumers, and licensing information. - **Privacy Policy**: Outlines how personal data is collected, used, protected, and your rights under Australian law. - **Contact**: Enquiry forms, postal addresses, and customer support information. # Content Purpose The primary purpose of the website’s content is to assist Australians in navigating the home loan market. This is achieved by: - Providing an easy comparison of home loan options from various financial institutions. - Offering practical tools and expert support to establish borrowing eligibility. - Facilitating connections with licensed financial professionals for advice or brokerage. - Supplying general information to help consumers make well-informed financial decisions. The site does not offer direct financial or credit advice but refers users to licensed, third-party professionals. # Contact Information For enquiries or to begin your home loan search, visit the website and use the online forms. For other matters, you may contact: **Postal Address:** PO Box 1183 Palm Beach, Queensland, Australia 4221 **Registered Office:** 43 Larch Street Tallebudgera, QLD, Australia 4228 The website is operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust), A.C.N. 010 281 008. Australian Credit Licensing Information and further licensing details can be verified through ASIC. Please direct privacy concerns or general enquiries to the contact details above. # Terms & Privacy Home Loans Australia collects personal information—such as your name, contact details, and relevant financial details—to process enquiries and referrals to lending partners. This information is strictly used to facilitate your requests and is not shared outside the necessary network providers. - The site uses cookies and analytics for performance and user experience improvements. - Some third-party advertising may use cookies for effectiveness measurement. - Access to your personal information can be requested and is managed in accordance with Australian privacy laws. - Any concerns regarding privacy can be directed to the Australian Federal Privacy Commissioner at 1300 363 992. The website may be updated and privacy practices reviewed periodically to ensure compliance and transparency. # Ownership & Licensing Home Loans Australia is fully owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust), located at 43 Larch Street, Tallebudgera QLD 4228, A.C.N. 010 281 008. Clark Family Pty Ltd operates as: - An authorised Financial Services Representative of Unique Group Broker Services Pty Ltd, under Australian Financial Services Licence 509434. - An authorised credit representative of Saccasan Pty Ltd, Australian Credit Licence 386297. Ownership and licensing details are confirmed with the Australian Securities & Investments Commission (ASIC). # Legal Disclaimer This website does not provide credit, financial products, or specific financial advice. All product enquiries and requests for advice are referred to qualified third-party intermediaries, with whom users engage directly. Home Loans Australia may receive referral fees or commissions. Users are strongly encouraged to seek professional advice, tailored to their own objectives and financial situation, before deciding on any financial product or service. No information on this website constitutes personal or general financial advice. All content is intended for Australians seeking guidance and connections in the home loan market.