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Find The Best Home Loans In Australia

Home Loans Australia provides a free service to help you find the right home loan from a big selection of Australia's leading home loan brokers, banks & non-bank lenders.

Let us help you find the right home loan at the best rates!

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Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.
Loan Amount:
Postcode:
All home loan quotes are provided free (via our secure server) and without obligation. We respect your privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

How we work for you!

Whether you are looking for the best available home loan - or just want to find out whether you can qualify, Home Loans Australia can help ...
1. establish your home loan eligibility.
2. provide an offer of the best available Australian Home Loan product alternatives from leading Australian lenders to suit your individual circumstances.
To assist you in finding the right loan we invite you to complete a free online home loan eligibility application. Simply complete our one-page home loan eligibility application form and we'll report back to you with the best home loan offers available. No charge, No obligation.
You are also free to use our online Australian home loan calculators ... to help you work out what you can afford to borrow.

Real people, personal service

We do not rely on automated software to provide "instant" mortgage finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate mortgage products or options.
When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go real estate shopping, you can do so with the confidence of being pre-approved!
Just complete our simple home loan eligibility application form and a fully qualified, professional mortgage consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream house right now, your mortgage consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

Home Loans Articles

The Insider’s Guide to Reducing Mortgage Stress and Staying on Track
The Insider’s Guide to Reducing Mortgage Stress and Staying on Track
Mortgage stress is a common concern among homeowners worldwide, with the potential to cause significant financial and emotional strain. It often occurs when mortgage repayments consume a large portion of your income, leaving little room for other expenses and causing anxiety over financial security. The impact of not managing this stress can be far-reaching, affecting not only one's financial health but also overall wellbeing. - read more
Avoiding Common Pitfalls: How to Streamline Your Home Loan Pre-approval
Avoiding Common Pitfalls: How to Streamline Your Home Loan Pre-approval
Stepping into the realm of homeownership begins with a critical financial milestone: securing home loan pre-approval. This inaugural step paves the way for homebuyers to gain a clear understanding of their borrowing capacity, directly influencing their purchasing decisions. In Australia, where the real estate market teems with competitive energy, effective navigation through the pre-approval process offers a competitive edge. - read more
Understanding Stamp Duty: What First-Time Buyers in Australia Need to Know
Understanding Stamp Duty: What First-Time Buyers in Australia Need to Know
Welcome to the exciting and sometimes complex world of real estate in Australia! If you are on the cusp of purchasing your first home, you've probably heard about stamp duty. But what exactly is it? Stamp duty is a form of tax imposed by Australian states and territories on property transactions. This tax is usually a percentage of the property purchase price or market value and is a legal requirement for most property sales. - read more
Unlocking the Hidden Value of Your Mortgage Offset Account
Unlocking the Hidden Value of Your Mortgage Offset Account
A mortgage offset account is a financial product that allows homeowners to use their savings to reduce the interest charged on their mortgage. It is a transaction account linked to your mortgage, and the balance in this account is offset against your outstanding mortgage balance when calculating interest charges. - read more
First-Time Homebuyer? Don't Fall for These Costly Errors!
First-Time Homebuyer? Don't Fall for These Costly Errors!
Buying your first home can be one of the most thrilling experiences of your life. The excitement of searching for the perfect place, imagining yourself in different spaces, and the opportunity to create a home you can truly call your own can be incredibly rewarding. - read more

Finance News

Australian Home Prices Reach New Heights Following Interest Rate Reductions
Australian Home Prices Reach New Heights Following Interest Rate Reductions
07 Oct 2025: Paige Estritori
In September 2025, Australia's housing market experienced a significant upswing, with national median home prices increasing by 0.8% to a record A$857,280. This marks the fastest monthly growth in a year, as reported by property consultant Cotality. The quarterly growth rate also accelerated to 2.2%, up from 1.5% in the previous quarter. - read more
ANZ Bank Faces Record A$240 Million Fine for Compliance Failures
ANZ Bank Faces Record A$240 Million Fine for Compliance Failures
07 Oct 2025: Paige Estritori
In September 2025, ANZ, one of Australia's major banks, agreed to pay a record A$240 million fine following a series of serious regulatory breaches. The Australian Securities and Investments Commission (ASIC) cited misconduct including misleading the government during a A$14 billion bond deal, neglecting to act on customer hardship notices, and failing to refund fees to deceased clients. - read more
Surge in Home Loan Refinancing as Borrowers Capitalise on Lower Interest Rates
Surge in Home Loan Refinancing as Borrowers Capitalise on Lower Interest Rates
07 Oct 2025: Paige Estritori
The Australian Bureau of Statistics (ABS) reported a notable increase in home loan refinancing during the March quarter of 2025, with 65,030 loans refinanced between lenders—a 5.1% rise compared to the preceding quarter. This surge is largely driven by shifts in the cash rate, which influence borrowers' negotiating leverage with lenders. - read more
Australian Property Prices Hit Record Highs After RBA Rate Cut
Australian Property Prices Hit Record Highs After RBA Rate Cut
29 Sep 2025: Paige Estritori
In March 2025, Australia's property market witnessed a significant milestone as home prices reached new record levels. This surge follows the Reserve Bank of Australia's (RBA) decision to cut the cash rate, marking the first reduction in over four years. The rate cut has bolstered buyer confidence, leading to increased demand and, consequently, higher property prices. - read more
Australian Government Expands 'Help to Buy' Scheme to Support First-Time Home Buyers
Australian Government Expands 'Help to Buy' Scheme to Support First-Time Home Buyers
29 Sep 2025: Paige Estritori
In a bid to address housing affordability and support first-time home buyers, the Australian government has announced an expansion of its 'Help to Buy' scheme. This initiative aims to make homeownership more accessible by increasing income and property price caps, allowing a broader segment of the population to benefit from reduced deposit requirements and smaller mortgages. - read more

Need Help Finding a Home Loan?
Get your free home loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.
Loan Amount:
Postcode:
All home loan quotes are provided free (via our secure server) and without obligation. We respect your privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

Knowledgebase
Balloon Payment:
A large payment due at the end of a balloon loan, usually after a series of smaller payments.