Explore Home Loans Australia, an esteemed participant in the Financial Services Online family, orchestrated by Clark Family Pty Ltd, A.C.N. 010 281 008. Our mission is dedicated to empowering Australians—individuals and businesses alike—to discover optimal financial products, services, and resources via the internet.
We aim to provide clarity, not specific financial recommendations or advisory services. For inquiries about financial products or advice, we connect you with expert financiers, insurers, and advisors who can tailor their services to your unique situation. In turn, Home Loans Australia may earn a referral fee or commission.
All financial insights, articles, and news shared on this site are intended purely for general informational purposes and should be complemented by professional guidance from a licensed Financial Adviser matching your specific needs.
Before acting on any product or service suggested by Home Loans Australia, consider consulting with an appropriately qualified party, either our referral partners or another trusted advisor, to evaluate if they align with your personal goals, financial state, and needs.
We're here to connect you seamlessly with the right financial solutions, bridging you with specialised financial resources.
Australian Financial Services & Credit Licensing Information
This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, Authorised Credit Representative of Saccasan Pty Ltd, Australian Credit License 386297, Authorised Financial Services Representative of Unique Group Broker Services, Australian Financial Services License 509434. Visit the ASIC website for additional licensing information.
Follow us!
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
Buying your first home can be one of the most thrilling experiences of your life. The excitement of searching for the perfect place, imagining yourself in different spaces, and the opportunity to create a home you can truly call your own can be incredibly rewarding. - read more
Welcome to this essential guide designed for Australian homebuyers who aspire to navigate the complex world of property financing. Due to the significant financial commitment involved in purchasing a home, understanding the nuances of mortgage calculations is imperative. Loan calculators are indispensable tools that offer valuable insights into the feasibility of a home loan, tailored to your personal economic circumstances. - read more
Welcome first-time home buyers! Embarking on the journey to purchase your first home can be both exciting and overwhelming. One of the crucial steps in this process is understanding and obtaining home loan pre-approval. - read more
Welcome to our guide on simple steps to boost your home deposit savings! We’re thrilled to have you here as you embark on the exciting journey towards home ownership. Whether you're a first-time homebuyer or looking to upsize, saving for a home deposit is a crucial step. - read more
Buying a home is a significant milestone for many Australians, but it often involves securing a mortgage, which can be a complex process. An essential part of this process is understanding mortgage insurance. Mortgage insurance is a type of insurance policy that protects lenders from the risk of defaulting borrowers. - read more
In September 2025, Australia's housing market experienced a significant upswing, with national median home prices increasing by 0.8% to a record A$857,280. This marks the fastest monthly growth in a year, as reported by property consultant Cotality. The quarterly growth rate also accelerated to 2.2%, up from 1.5% in the previous quarter. - read more
In September 2025, ANZ, one of Australia's major banks, agreed to pay a record A$240 million fine following a series of serious regulatory breaches. The Australian Securities and Investments Commission (ASIC) cited misconduct including misleading the government during a A$14 billion bond deal, neglecting to act on customer hardship notices, and failing to refund fees to deceased clients. - read more
The Australian Bureau of Statistics (ABS) reported a notable increase in home loan refinancing during the March quarter of 2025, with 65,030 loans refinanced between lenders—a 5.1% rise compared to the preceding quarter. This surge is largely driven by shifts in the cash rate, which influence borrowers' negotiating leverage with lenders. - read more
In March 2025, Australia's property market witnessed a significant milestone as home prices reached new record levels. This surge follows the Reserve Bank of Australia's (RBA) decision to cut the cash rate, marking the first reduction in over four years. The rate cut has bolstered buyer confidence, leading to increased demand and, consequently, higher property prices. - read more
In a bid to address housing affordability and support first-time home buyers, the Australian government has announced an expansion of its 'Help to Buy' scheme. This initiative aims to make homeownership more accessible by increasing income and property price caps, allowing a broader segment of the population to benefit from reduced deposit requirements and smaller mortgages. - read more