Home Loans Australia Articles

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Home Loans Articles

What to Know About Home Loan Pre-Approval for First-Time Buyers

Welcome first-time home buyers! Embarking on the journey to purchase your first home can be both exciting and overwhelming. One of the crucial steps in this process is understanding and obtaining home loan pre-approval. - read more

Simple Steps to Boost Your Home Deposit Savings

Welcome to our guide on simple steps to boost your home deposit savings! We’re thrilled to have you here as you embark on the exciting journey towards home ownership. Whether you're a first-time homebuyer or looking to upsize, saving for a home deposit is a crucial step. - read more

Interest Rates and Investment Properties: What Aussie Investors Need to Know

For potential and seasoned investors alike, the Australian property landscape offers a plethora of opportunities. Investment properties have long been a favored asset class in Australia due to the potential for capital growth and rental yield. However, diving into the property market without a solid understanding of the financial mechanics, specifically interest rates, can be akin to sailing without a compass. - read more

First-Time Homebuyer? Don't Fall for These Costly Errors!

Buying your first home can be one of the most thrilling experiences of your life. The excitement of searching for the perfect place, imagining yourself in different spaces, and the opportunity to create a home you can truly call your own can be incredibly rewarding. - read more

Understanding Stamp Duty: What First-Time Buyers in Australia Need to Know

Welcome to the exciting and sometimes complex world of real estate in Australia! If you are on the cusp of purchasing your first home, you've probably heard about stamp duty. But what exactly is it? Stamp duty is a form of tax imposed by Australian states and territories on property transactions. This tax is usually a percentage of the property purchase price or market value and is a legal requirement for most property sales. - read more

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Finance News

Significant Growth in Australian Home Loans in January 2026

01 Apr 2026: Paige Estritori

In January 2026, Australia's housing market experienced a notable surge in home loan approvals, with a 10.6% increase compared to the previous month. This substantial growth far exceeds December's 4.7% rise, highlighting a robust demand for housing credit amid a tight market. - read more

Australian Banks Implement Stricter Mortgage Lending Guidelines

01 Apr 2026: Paige Estritori

In response to rising risk concerns, major Australian banks are tightening their mortgage lending criteria, particularly for loans involving trust and company structures. ANZ, for instance, has introduced new policies requiring borrowers to be existing customers for a specified period before applying for such loans. - read more

CBA Increases Fixed Mortgage Rates in Anticipation of RBA Decisions

01 Apr 2026: Paige Estritori

The Commonwealth Bank of Australia (CBA) has raised its fixed mortgage rates, with the three-year fixed rate increasing to 6.04% from 5.34%, effective January 15, 2026. This adjustment reflects expectations of potential interest rate hikes by the Reserve Bank of Australia (RBA) in the near future. - read more

KPMG Forecasts 7.7% Rise in Australian House Prices for 2026

24 Mar 2026: Paige Estritori

According to KPMG's latest Residential Property Outlook, Australian house prices are projected to increase by 7.7% in 2026. This forecast indicates a continuation of the strong momentum observed in the property market during the latter half of 2025, driven by government policies and inflationary pressures. - read more

ANZ Predicts Diverging Trends in Australian Housing Market for 2026

24 Mar 2026: Paige Estritori

ANZ Research has indicated that Australia's housing market may be approaching a modest slowdown, with regional variations becoming more pronounced. Economists Madeline Dunk and Jack Chambers suggest that leading indicators point to fading momentum, particularly in certain areas. - read more

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Knowledgebase

Mortgagor:
A person who offers to assign an asset as security (e.g. real estate) under a mortgage loan contract. The lender (mortgagee) holds the legal ownership of the security until the loan is repaid and the mortgage is discharged.

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