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Finance News from Home Loans Australia

Welcome to Home Loans Australia, your premier destination for the latest financial news and insights.

Explore our stories by clicking on the headlines to uncover in-depth analysis and updates.

News items on this page are prepared by our editorial team as summaries of publicly available news reports and official announcements. See linked news sources where available. The following news items are for informational purposes only and are not independent journalism.

Finance News

Major Banks Rethink Mortgage Broker Partnerships
Major Banks Rethink Mortgage Broker Partnerships
16 Nov 2025: Paige Estritori
Australia's leading banks—Commonwealth Bank of Australia (CBA), Westpac, National Australia Bank (NAB), and ANZ—are adjusting their mortgage strategies to reduce dependence on mortgage brokers. This move comes as profit margins are squeezed by lower interest rates, rising operational costs, and intensified market competition. - read more
Westpac Divests RAMS Mortgage Portfolio in Strategic Sale
Westpac Divests RAMS Mortgage Portfolio in Strategic Sale
16 Nov 2025: Paige Estritori
On November 3, 2025, Westpac Banking Corporation announced an agreement to sell its RAMS mortgage portfolio, valued at A$21.4 billion, to a consortium comprising Pepper Money, investment firm KKR, and asset manager PIMCO. The sale is at a slight premium to the gross loan value of the portfolio to be transferred at completion. However, Westpac anticipates incurring a loss on the sale after accounting for transaction costs and other financial adjustments. - read more
CBA's First-Quarter Profit Edges Up Amidst Mortgage Expansion
CBA's First-Quarter Profit Edges Up Amidst Mortgage Expansion
16 Nov 2025: Paige Estritori
Commonwealth Bank of Australia (CBA), the nation's largest bank by market value, reported a slight increase in first-quarter cash profit, driven by strong growth in home loans and household deposits. The bank achieved an unaudited cash profit of approximately A$2.6 billion, a 1% rise from the previous two-quarter average and 2% higher than the same period last year. - read more
Australian Housing Market Experiences Significant Price Surge
Australian Housing Market Experiences Significant Price Surge
08 Nov 2025: Paige Estritori
In October 2025, Australia's housing market witnessed its most substantial price surge in over two years. This remarkable growth is primarily attributed to recent interest rate cuts implemented by the Reserve Bank of Australia (RBA) and supportive government policies aimed at stimulating the property sector. - read more
Reserve Bank of Australia Holds Cash Rate Steady Amid Inflation Worries
Reserve Bank of Australia Holds Cash Rate Steady Amid Inflation Worries
08 Nov 2025: Paige Estritori
In its November 2025 meeting, the Reserve Bank of Australia (RBA) decided to keep the cash rate unchanged at 3.60%. This decision reflects the central bank's cautious approach in light of persistent inflationary pressures and a robust housing market. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Home Loans Articles

First-Home Finders: How to Choose a Mortgage Broker Who Works for You
First-Home Finders: How to Choose a Mortgage Broker Who Works for You
Embarking on the journey to homeownership can feel like navigating uncharted waters, with mortgage brokers often serving as the compass guiding you through the complexities of home financing. For many first-time home buyers, understanding the role of a mortgage broker can provide peace of mind and valuable support throughout the home-buying process. - read more
Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
As mortgage interest rates continue to rise in Australia, it's becoming more important than ever for homeowners to take control of their finances. This article will provide valuable tips on mortgage refinance and debt consolidation for Aussie homeowners. With the potential for future rate increases by the Reserve Bank of Australia due to inflation concerns, many homeowners are feeling the financial burden. However, by exploring options like refinancing and consolidating debt, homeowners can regain control of their financial situation. - read more
How to Boost Your Credit Score for a Better Home Loan Rate
How to Boost Your Credit Score for a Better Home Loan Rate
A credit score is a numerical representation of your creditworthiness. It is calculated based on your credit history, including factors like your payment history, the amount of debt you have, and the length of your credit history. - read more
Exploring Different Refinancing Strategies to Ease Your Mortgage Stress
Exploring Different Refinancing Strategies to Ease Your Mortgage Stress
When it comes to managing finances, one of the biggest stressors for homeowners is their mortgage. In Australia, many individuals and families struggle with mortgage stress, which can have a significant impact on their overall financial well-being. - read more
What to Know About Home Loan Pre-Approval for First-Time Buyers
What to Know About Home Loan Pre-Approval for First-Time Buyers
Welcome first-time home buyers! Embarking on the journey to purchase your first home can be both exciting and overwhelming. One of the crucial steps in this process is understanding and obtaining home loan pre-approval. - read more


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Debt Consolidation:
The process of combining multiple debts into a single loan with a lower interest rate or more favorable terms.