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Find The Best Home Loans In Australia

Home Loans Australia provides a free service to help you find the right home loan from a big selection of Australia's leading home loan brokers, banks & non-bank lenders.

Let us help you find the right home loan at the best rates!

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Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.

Loan Amount:
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All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

Comparison results are from participating lenders and brokers supporting our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

How we work for you!

Whether you are looking for the best available home loan - or just want to find out whether you can qualify, Home Loans Australia can help ...
1. establish your home loan eligibility.
2. provide an offer of the best available Australian Home Loan product alternatives from leading Australian lenders to suit your individual circumstances.
To assist you in finding the right loan we invite you to complete a free online home loan eligibility application. Simply complete our one-page home loan eligibility application form and we'll report back to you with the best home loan offers available. No charge, No obligation.
You are also free to use our online Australian home loan calculators ... to help you work out what you can afford to borrow.

Real people, personal service

We do not rely on automated software to provide "instant" mortgage finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate mortgage products or options.
When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go real estate shopping, you can do so with the confidence of being pre-approved!
Just complete our simple home loan eligibility application form and a fully qualified, professional mortgage consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream house right now, your mortgage consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

Home Loans Articles

Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
As mortgage interest rates continue to rise in Australia, it's becoming more important than ever for homeowners to take control of their finances. This article will provide valuable tips on mortgage refinance and debt consolidation for Aussie homeowners. With the potential for future rate increases by the Reserve Bank of Australia due to inflation concerns, many homeowners are feeling the financial burden. However, by exploring options like refinancing and consolidating debt, homeowners can regain control of their financial situation. - read more
Mastering Your Finances: A Guide to Preparing for Home Ownership in Australia
Mastering Your Finances: A Guide to Preparing for Home Ownership in Australia
Embarking on the journey to home ownership in Australia is both exciting and daunting. The housing market here is unique, with its own set of challenges and opportunities to navigate. Understanding the intricacies of this market is crucial as you begin your home ownership adventure. This means keeping an eye on property prices, interest rates, and evolving regulations that might impact your purchasing power. - read more
Interest Rates and Investment Properties: What Aussie Investors Need to Know
Interest Rates and Investment Properties: What Aussie Investors Need to Know
For potential and seasoned investors alike, the Australian property landscape offers a plethora of opportunities. Investment properties have long been a favored asset class in Australia due to the potential for capital growth and rental yield. However, diving into the property market without a solid understanding of the financial mechanics, specifically interest rates, can be akin to sailing without a compass. - read more
How to Leverage the First Home Owner Grant in Your Home Buying Journey
How to Leverage the First Home Owner Grant in Your Home Buying Journey
Welcome to the pathway of becoming a homeowner in Australia! If you're a first-time buyer, there's a good chance you've heard of something called the First Home Owner Grant (FHOG). It's a pivotal element in the home buying conversation, and for good reason. Navigating through real estate jargon and financial assistance programs can be confusing, but understanding the FHOG can significantly impact your purchasing power and overall experience in acquiring your dream home. - read more
Understanding Loan Calculators: A Guide For Australian Homebuyers
Understanding Loan Calculators: A Guide For Australian Homebuyers
Welcome to this essential guide designed for Australian homebuyers who aspire to navigate the complex world of property financing. Due to the significant financial commitment involved in purchasing a home, understanding the nuances of mortgage calculations is imperative. Loan calculators are indispensable tools that offer valuable insights into the feasibility of a home loan, tailored to your personal economic circumstances. - read more

Finance News

Australian Housing Market Experiences Significant Price Surge
Australian Housing Market Experiences Significant Price Surge
08 Nov 2025: Paige Estritori
In October 2025, Australia's housing market witnessed its most substantial price surge in over two years. This remarkable growth is primarily attributed to recent interest rate cuts implemented by the Reserve Bank of Australia (RBA) and supportive government policies aimed at stimulating the property sector. - read more
Reserve Bank of Australia Holds Cash Rate Steady Amid Inflation Worries
Reserve Bank of Australia Holds Cash Rate Steady Amid Inflation Worries
08 Nov 2025: Paige Estritori
In its November 2025 meeting, the Reserve Bank of Australia (RBA) decided to keep the cash rate unchanged at 3.60%. This decision reflects the central bank's cautious approach in light of persistent inflationary pressures and a robust housing market. - read more
Pepper Money Engages in Acquisition Talks with Westpac Over Mortgage Broking Portfolio
Pepper Money Engages in Acquisition Talks with Westpac Over Mortgage Broking Portfolio
08 Nov 2025: Paige Estritori
In a significant development within Australia's financial sector, non-bank lender Pepper Money has entered preliminary discussions to acquire Westpac's mortgage broking portfolio. This move could have far-reaching implications for the home loan market, particularly for borrowers seeking competitive mortgage options. - read more
Pepper Money in Negotiations to Acquire Westpac's Mortgage Broking Portfolio
Pepper Money in Negotiations to Acquire Westpac's Mortgage Broking Portfolio
31 Oct 2025: Paige Estritori
In a significant development within Australia's financial sector, non-bank lender Pepper Money has entered preliminary discussions to acquire Westpac's mortgage broking portfolio. This move could have far-reaching implications for the home loan market, particularly for borrowers seeking competitive mortgage options. - read more
Australia's Inflation Accelerates in Q3 2025, Influencing Interest Rate Expectations
Australia's Inflation Accelerates in Q3 2025, Influencing Interest Rate Expectations
31 Oct 2025: Paige Estritori
Australia's inflation rate has seen a significant uptick in the third quarter of 2025, with consumer prices rising by 1.3%—the largest quarterly increase in two and a half years. This surge has pushed the annual Consumer Price Index (CPI) inflation to 3.2%, surpassing the Reserve Bank of Australia's (RBA) target range of 2-3%. - read more

Need Help Finding a Home Loan?
Get your free home loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

Knowledgebase
Bridging Finance:
A short-term loan that covers a financial shortfall during time between the purchase of a new property and the sale of an old property.