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Low-Deposit Pathways Put First Buyers Back in Play Low-Deposit Pathways Put First Buyers Back in Play
02 Sep 2026: Paige Estritori

First-home buyers are getting a fresh reason to revisit their purchase plans, with recent housing finance commentary pointing to stronger interest in low-deposit purchases under the expanded federal Home Guarantee Scheme. The broader settings are designed to help eligible buyers enter the market with a smaller deposit and without paying lenders mortgage insurance, which can otherwise add a substantial cost to buying with less than a standard deposit. - read more

Home Loans Articles

Mastering Your Finances: A Guide to Preparing for Home Ownership in Australia
Mastering Your Finances: A Guide to Preparing for Home Ownership in Australia
Embarking on the journey to home ownership in Australia is both exciting and daunting. The housing market here is unique, with its own set of challenges and opportunities to navigate. Understanding the intricacies of this market is crucial as you begin your home ownership adventure. This means keeping an eye on property prices, interest rates, and evolving regulations that might impact your purchasing power. - read more
How Lenders Assess Home Loan Eligibility and Borrowing Capacity in Australia
How Lenders Assess Home Loan Eligibility and Borrowing Capacity in Australia
Australian lenders assess home loan eligibility by looking at your income, expenses, debts, credit history, deposit, property security and ability to repay if circumstances change. This guide explains how borrowing capacity and pre-approval are assessed, what documents lenders usually request, and how to prepare before applying. - read more
Home Loan Refinancing: What You Need to Know
Home Loan Refinancing: What You Need to Know
Welcome to our comprehensive guide on home loan refinancing. Whether you're a first-time homeowner or a seasoned property investor, understanding the ins and outs of refinancing can save you a significant amount of money and anxiety. - read more
Maximizing Your Budget: Smart Saving Strategies for Aspiring Homeowners
Maximizing Your Budget: Smart Saving Strategies for Aspiring Homeowners
Embarking on the journey to homeownership is a quintessential part of the American dream, one that conjures images of stability, accomplishment, and personal sanctuary. Yet, this dream comes with significant financial implications that can often feel daunting to aspiring homeowners. Navigating the landscape of real estate and mortgages requires an understanding of the economic commitment it entails. - read more
Common Types of Home Loans in Australia Explained
Common Types of Home Loans in Australia Explained
Compare common types of home loans in Australia, including owner-occupier, investment, fixed, variable, split, interest-only, construction, guarantor and low-deposit loan structures. - read more


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Knowledgebase
Debt Consolidation:
Debt consolidation usually involves negotiating a new loan to pay other existing loans in order to get more favourable interest rates and terms.