Home Loans Australia :: News

Finance News from Home Loans Australia

Welcome to Home Loans Australia, your premier destination for the latest financial news and insights.

Explore our stories by clicking on the headlines to uncover in-depth analysis and updates.

Finance News

Major Banks Rethink Mortgage Broker Partnerships Major Banks Rethink Mortgage Broker Partnerships
16 Nov 2025: Paige Estritori

Australia's leading banks—Commonwealth Bank of Australia (CBA), Westpac, National Australia Bank (NAB), and ANZ—are adjusting their mortgage strategies to reduce dependence on mortgage brokers. This move comes as profit margins are squeezed by lower interest rates, rising operational costs, and intensified market competition. - read more
Westpac Divests RAMS Mortgage Portfolio in Strategic Sale Westpac Divests RAMS Mortgage Portfolio in Strategic Sale
16 Nov 2025: Paige Estritori

On November 3, 2025, Westpac Banking Corporation announced an agreement to sell its RAMS mortgage portfolio, valued at A$21.4 billion, to a consortium comprising Pepper Money, investment firm KKR, and asset manager PIMCO. The sale is at a slight premium to the gross loan value of the portfolio to be transferred at completion. However, Westpac anticipates incurring a loss on the sale after accounting for transaction costs and other financial adjustments. - read more
CBA's First-Quarter Profit Edges Up Amidst Mortgage Expansion CBA's First-Quarter Profit Edges Up Amidst Mortgage Expansion
16 Nov 2025: Paige Estritori

Commonwealth Bank of Australia (CBA), the nation's largest bank by market value, reported a slight increase in first-quarter cash profit, driven by strong growth in home loans and household deposits. The bank achieved an unaudited cash profit of approximately A$2.6 billion, a 1% rise from the previous two-quarter average and 2% higher than the same period last year. - read more
Australian Housing Market Experiences Significant Price Surge Australian Housing Market Experiences Significant Price Surge
08 Nov 2025: Paige Estritori

In October 2025, Australia's housing market witnessed its most substantial price surge in over two years. This remarkable growth is primarily attributed to recent interest rate cuts implemented by the Reserve Bank of Australia (RBA) and supportive government policies aimed at stimulating the property sector. - read more
Reserve Bank of Australia Holds Cash Rate Steady Amid Inflation Worries Reserve Bank of Australia Holds Cash Rate Steady Amid Inflation Worries
08 Nov 2025: Paige Estritori

In its November 2025 meeting, the Reserve Bank of Australia (RBA) decided to keep the cash rate unchanged at 3.60%. This decision reflects the central bank's cautious approach in light of persistent inflationary pressures and a robust housing market. - read more
Follow us!

We are a proud member of the Financial Services Online network!

Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.


Home Loans Articles

Unlocking the Hidden Value of Your Mortgage Offset Account
Unlocking the Hidden Value of Your Mortgage Offset Account
A mortgage offset account is a financial product that allows homeowners to use their savings to reduce the interest charged on their mortgage. It is a transaction account linked to your mortgage, and the balance in this account is offset against your outstanding mortgage balance when calculating interest charges. - read more
Avoiding Common Pitfalls: How to Streamline Your Home Loan Pre-approval
Avoiding Common Pitfalls: How to Streamline Your Home Loan Pre-approval
Stepping into the realm of homeownership begins with a critical financial milestone: securing home loan pre-approval. This inaugural step paves the way for homebuyers to gain a clear understanding of their borrowing capacity, directly influencing their purchasing decisions. In Australia, where the real estate market teems with competitive energy, effective navigation through the pre-approval process offers a competitive edge. - read more
The Insider’s Guide to Reducing Mortgage Stress and Staying on Track
The Insider’s Guide to Reducing Mortgage Stress and Staying on Track
Mortgage stress is a common concern among homeowners worldwide, with the potential to cause significant financial and emotional strain. It often occurs when mortgage repayments consume a large portion of your income, leaving little room for other expenses and causing anxiety over financial security. The impact of not managing this stress can be far-reaching, affecting not only one's financial health but also overall wellbeing. - read more
First-Home Finders: How to Choose a Mortgage Broker Who Works for You
First-Home Finders: How to Choose a Mortgage Broker Who Works for You
Embarking on the journey to homeownership can feel like navigating uncharted waters, with mortgage brokers often serving as the compass guiding you through the complexities of home financing. For many first-time home buyers, understanding the role of a mortgage broker can provide peace of mind and valuable support throughout the home-buying process. - read more
The Investor's Toolkit: Managing Risks in Investment Property Financing
The Investor's Toolkit: Managing Risks in Investment Property Financing
Welcome to our comprehensive guide on navigating the complexities of investment property financing. In Australia, property investment has long been regarded as a favoured strategy for wealth creation and financial security. However, this path comes with its unique set of challenges and risks that must be carefully managed to ensure a successful investment journey. - read more


Need Help Finding a Home Loan?
Get your free home loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

Knowledgebase
Compound Interest:
Interest calculated on the initial principal, which also includes all accumulated interest from previous periods.