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Home Loans Australia

Home Loans Australia provides a free service to help you find the right home loan from a big selection of Australia's leading home loan brokers, banks & non-bank lenders.

Let us help you find the right home loan at the best rates!

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.
Loan Amount:
Postcode:
All home loan quotes are provided free (via our secure server) and without obligation. We respect your privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

How we work for you!

Whether you are looking for the best available home loan - or just want to find out whether you can qualify, Home Loans Australia can help ...
1. establish your home loan eligibility.
2. provide an offer of the best available Australian Home Loan product alternatives from leading Australian lenders to suit your individual circumstances.
To assist you in finding the right loan we invite you to complete a free online home loan eligibility application. Simply complete our one-page home loan eligibility application form and we'll report back to you with the best home loan offers available. No charge, No obligation.
You are also free to use our online Australian home loan calculators ... to help you work out what you can afford to borrow.

Real people, personal service

We do not rely on automated software to provide "instant" mortgage finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate mortgage products or options.
When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go real estate shopping, you can do so with the confidence of being pre-approved!
Just complete our simple home loan eligibility application form and a fully qualified, professional mortgage consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream house right now, your mortgage consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

Home Loans Articles

Top 10 Mistakes First-Time Home Buyers in Australia Should Avoid Top 10 Mistakes First-Time Home Buyers in Australia Should Avoid
Embarking on the journey to buy your first home is both an exciting and significant milestone in Australia. However, the process is also complex, and the learning curve can be steep for first-time home buyers. Being thoroughly informed is key to navigating the housing market's intricacies and can help elude the common missteps that befall many novices. - read more
How to Leverage the First Home Owner Grant in Your Home Buying Journey How to Leverage the First Home Owner Grant in Your Home Buying Journey
Welcome to the pathway of becoming a homeowner in Australia! If you're a first-time buyer, there's a good chance you've heard of something called the First Home Owner Grant (FHOG). It's a pivotal element in the home buying conversation, and for good reason. Navigating through real estate jargon and financial assistance programs can be confusing, but understanding the FHOG can significantly impact your purchasing power and overall experience in acquiring your dream home. - read more
Creating a Personalized Savings Plan for Your Home Deposit Creating a Personalized Savings Plan for Your Home Deposit
Buying a home is one of the most significant financial commitments you will make in your lifetime. Without a solid savings plan, you may find it challenging to gather the necessary funds for a home deposit. This can delay your home-buying journey and add unnecessary stress to an already high-stakes process. - read more
Understanding Stamp Duty: What First-Time Buyers in Australia Need to Know Understanding Stamp Duty: What First-Time Buyers in Australia Need to Know
Welcome to the exciting and sometimes complex world of real estate in Australia! If you are on the cusp of purchasing your first home, you've probably heard about stamp duty. But what exactly is it? Stamp duty is a form of tax imposed by Australian states and territories on property transactions. This tax is usually a percentage of the property purchase price or market value and is a legal requirement for most property sales. - read more
Unlocking the Hidden Value of Your Mortgage Offset Account Unlocking the Hidden Value of Your Mortgage Offset Account
A mortgage offset account is a financial product that allows homeowners to use their savings to reduce the interest charged on their mortgage. It is a transaction account linked to your mortgage, and the balance in this account is offset against your outstanding mortgage balance when calculating interest charges. - read more
Top 10 Mistakes First-Time Home Buyers in Australia Should Avoid Top 10 Mistakes First-Time Home Buyers in Australia Should Avoid
Embarking on the journey to buy your first home is both an exciting and significant milestone in Australia. However, the process is also complex, and the learning curve can be steep for first-time home buyers. Being thoroughly informed is key to navigating the housing market's intricacies and can help elude the common missteps that befall many novices. - read more
Exploring Different Refinancing Strategies to Ease Your Mortgage Stress Exploring Different Refinancing Strategies to Ease Your Mortgage Stress
When it comes to managing finances, one of the biggest stressors for homeowners is their mortgage. In Australia, many individuals and families struggle with mortgage stress, which can have a significant impact on their overall financial well-being. - read more
The Investor's Toolkit: Managing Risks in Investment Property Financing The Investor's Toolkit: Managing Risks in Investment Property Financing
Welcome to our comprehensive guide on navigating the complexities of investment property financing. In Australia, property investment has long been regarded as a favoured strategy for wealth creation and financial security. However, this path comes with its unique set of challenges and risks that must be carefully managed to ensure a successful investment journey. - read more
Avoiding Common Pitfalls: How to Streamline Your Home Loan Pre-approval Avoiding Common Pitfalls: How to Streamline Your Home Loan Pre-approval
Stepping into the realm of homeownership begins with a critical financial milestone: securing home loan pre-approval. This inaugural step paves the way for homebuyers to gain a clear understanding of their borrowing capacity, directly influencing their purchasing decisions. In Australia, where the real estate market teems with competitive energy, effective navigation through the pre-approval process offers a competitive edge. - read more
Common Mistakes First-Time Home Buyers Should Avoid Common Mistakes First-Time Home Buyers Should Avoid
Purchasing a home is likely the most significant financial decision you'll make in your lifetime. - read more

Finance News

House Ownership in Melbourne: A Growing Challenge House Ownership in Melbourne: A Growing Challenge
30 Jan 2025: Paige Estritori

In Melbourne, the dream of owning a standalone house is slipping away for many potential buyers. The disparity between house and unit values has become increasingly pronounced, making detached homes a distant goal for many. According to data from CoreLogic, as of December 2024, typical Melbourne houses cost buyers 51.1%—or $310,202—more than units. - read more
China's AI Surprise Sends Shockwaves Through Global Markets China's AI Surprise Sends Shockwaves Through Global Markets
28 Jan 2025: Paige Estritori

As China continues to sharpen its technological edge, a new development has sent ripples across global financial markets. Investors worldwide are re-evaluating their positions following the debut of DeepSeek, a Chinese tech startup, which has introduced a free, open-source artificial intelligence model that directly challenges OpenAI's ChatGPT. - read more
Capital Cities Face a Shifting Housing Landscape Capital Cities Face a Shifting Housing Landscape
28 Jan 2025: Paige Estritori

The property market across Australia’s capital cities is showing signs of significant change as new data from CoreLogic reveals diverse trends in housing values. Sydney and Melbourne have seen their daily dwelling values index slip by 0.3% and 0.5%, respectively, in the past month. - read more
Turbulent Times Ahead for Australian Consumers Turbulent Times Ahead for Australian Consumers
23 Jan 2025: Paige Estritori

Australian households are bracing for a challenging economic phase as a series of factors converge to influence consumer spending habits. The Commonwealth Bank of Australia's recent insights reveal that household expenditure, which had shown signs of normalizing, might face substantial headwinds in the foreseeable future. - read more
Markets Brace for Trumpflation as Rate Cut Mirage Fades Markets Brace for Trumpflation as Rate Cut Mirage Fades
22 Jan 2025: Paige Estritori

As Donald Trump embarks on his second presidential term, investors are shifting focus from a prolonged rate reduction period to what is being called 'Trumpflation'. This marks a notable shift towards anticipating inflationary pressures under Trump's pro-growth policies. - read more

Need Help Finding a Home Loan?
Get your free home loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.
Loan Amount:
Postcode:
All home loan quotes are provided free (via our secure server) and without obligation. We respect your privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

Knowledgebase
Volatility:
A statistical measure of the dispersion of returns for a given security or market index. Higher volatility indicates higher risk.