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Find The Best Home Loans In Australia

Home Loans Australia provides a free service to help you find the right home loan from a big selection of Australia's leading home loan brokers, banks & non-bank lenders.

Let us help you find the right home loan at the best rates!

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Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.
Loan Amount:
Postcode:
All home loan quotes are provided free (via our secure server) and without obligation. We respect your privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

How we work for you!

Whether you are looking for the best available home loan - or just want to find out whether you can qualify, Home Loans Australia can help ...
1. establish your home loan eligibility.
2. provide an offer of the best available Australian Home Loan product alternatives from leading Australian lenders to suit your individual circumstances.
To assist you in finding the right loan we invite you to complete a free online home loan eligibility application. Simply complete our one-page home loan eligibility application form and we'll report back to you with the best home loan offers available. No charge, No obligation.
You are also free to use our online Australian home loan calculators ... to help you work out what you can afford to borrow.

Real people, personal service

We do not rely on automated software to provide "instant" mortgage finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate mortgage products or options.
When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go real estate shopping, you can do so with the confidence of being pre-approved!
Just complete our simple home loan eligibility application form and a fully qualified, professional mortgage consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream house right now, your mortgage consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

Home Loans Articles

How to Boost Your Credit Score for a Better Home Loan Rate
How to Boost Your Credit Score for a Better Home Loan Rate
A credit score is a numerical representation of your creditworthiness. It is calculated based on your credit history, including factors like your payment history, the amount of debt you have, and the length of your credit history. - read more
First-Time Homebuyer? Don't Fall for These Costly Errors!
First-Time Homebuyer? Don't Fall for These Costly Errors!
Buying your first home can be one of the most thrilling experiences of your life. The excitement of searching for the perfect place, imagining yourself in different spaces, and the opportunity to create a home you can truly call your own can be incredibly rewarding. - read more
First-Home Finders: How to Choose a Mortgage Broker Who Works for You
First-Home Finders: How to Choose a Mortgage Broker Who Works for You
Embarking on the journey to homeownership can feel like navigating uncharted waters, with mortgage brokers often serving as the compass guiding you through the complexities of home financing. For many first-time home buyers, understanding the role of a mortgage broker can provide peace of mind and valuable support throughout the home-buying process. - read more
Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
As mortgage interest rates continue to rise in Australia, it's becoming more important than ever for homeowners to take control of their finances. This article will provide valuable tips on mortgage refinance and debt consolidation for Aussie homeowners. With the potential for future rate increases by the Reserve Bank of Australia due to inflation concerns, many homeowners are feeling the financial burden. However, by exploring options like refinancing and consolidating debt, homeowners can regain control of their financial situation. - read more
Exploring Different Refinancing Strategies to Ease Your Mortgage Stress
Exploring Different Refinancing Strategies to Ease Your Mortgage Stress
When it comes to managing finances, one of the biggest stressors for homeowners is their mortgage. In Australia, many individuals and families struggle with mortgage stress, which can have a significant impact on their overall financial well-being. - read more

Finance News

ASIC Releases Updated Legislation for Financial Advice
ASIC Releases Updated Legislation for Financial Advice
16 Sep 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has introduced a new, consolidated legislative instrument that relates to financial advice. This update follows through on ASIC's May announcement regarding the remake of three existing advice-related instruments. - read more
Commonwealth Bank Challenges RBA's Card Fee Reform
Commonwealth Bank Challenges RBA's Card Fee Reform
12 Sep 2025: Paige Estritori
Australia’s leading financial institution, the Commonwealth Bank of Australia, has openly criticised the Reserve Bank of Australia (RBA) for its calculations related to a proposed reduction in debit and credit card transaction fees. The RBA suggested that the reform would save Australian businesses $1.2 billion annually and benefit the majority of companies, a claim that the Commonwealth Bank strongly disputes. - read more
Ongoing Consumer Spending Surge Threatens Future Interest Rate Cuts
Ongoing Consumer Spending Surge Threatens Future Interest Rate Cuts
11 Sep 2025: Paige Estritori
Amid a period of robust consumer spending, Australia's mortgage holders may face limited future interest-rate cuts. The Commonwealth Bank has observed Australians increasing their spending over the last six months, spurred by rising incomes, a robust job market, and previously lowered interest rates. - read more
CSLR Funding Concerns as Special Levy Decision Remains Pending
CSLR Funding Concerns as Special Levy Decision Remains Pending
11 Sep 2025: Paige Estritori
The Compensation Scheme of Last Resort (CSLR) recently highlighted potential delays in compensation payments due to insufficient special levy funds. In July, the CSLR's proposed FY2025–26 levy plan allocated $67.29 million for financial advisers, surpassing the $20 million limit set for the subsector. This shortfall of $47.29 million prompted the Treasury to initiate a consultation in August to determine funding solutions for the excess levy. - read more
Retiree Surge to Drive Demand for Financial Advisers in Australia
Retiree Surge to Drive Demand for Financial Advisers in Australia
10 Sep 2025: Paige Estritori
A recent study by Adviser Ratings, as outlined in the 2025 Australian Financial Advice Landscape Report, indicates that the number of financial advisers in Australia will need to increase significantly. From the present count of 15,500 advisers, the industry is expected to require more than 50,000 over the next thirty years to cater to a growing retiree population. - read more

Need Help Finding a Home Loan?
Get your free home loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.
Loan Amount:
Postcode:
All home loan quotes are provided free (via our secure server) and without obligation. We respect your privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market

Knowledgebase
Debt Consolidation:
A means empoyed to renegotiate debt. By combining loans and outstanding bills, a person can consolidate debt with a single financial institution resulting in a single monthly repayment.