Home Loans Australia :: Calculators

Home Loans Australia Financial Calculators

Welcome to Home Loans Australia, your go-to destination for empowering financial decisions. Dive into our suite of calculators tailored to enhance your financial insights and guide you on your path to prosperity.

Available Calculators

Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.
Home Loan Repayment Calculator
Calculate home loan repayments with our Home Loan Repayment Calculator. View detailed amortization charts, compare loan terms, and plan your mortgage with confidence.
Fortnightly Repayment Calculator
See how switching from monthly to fortnightly repayments could save you money. Use our Fortnightly Repayment Calculator to compare schedules and reduce your mortgage faster.

Home Loans Articles

First-Home Finders: How to Choose a Mortgage Broker Who Works for You
First-Home Finders: How to Choose a Mortgage Broker Who Works for You
Embarking on the journey to homeownership can feel like navigating uncharted waters, with mortgage brokers often serving as the compass guiding you through the complexities of home financing. For many first-time home buyers, understanding the role of a mortgage broker can provide peace of mind and valuable support throughout the home-buying process. - read more
The Investor's Toolkit: Managing Risks in Investment Property Financing
The Investor's Toolkit: Managing Risks in Investment Property Financing
Welcome to our comprehensive guide on navigating the complexities of investment property financing. In Australia, property investment has long been regarded as a favoured strategy for wealth creation and financial security. However, this path comes with its unique set of challenges and risks that must be carefully managed to ensure a successful investment journey. - read more
First-Time Homebuyer? Don't Fall for These Costly Errors!
First-Time Homebuyer? Don't Fall for These Costly Errors!
Buying your first home can be one of the most thrilling experiences of your life. The excitement of searching for the perfect place, imagining yourself in different spaces, and the opportunity to create a home you can truly call your own can be incredibly rewarding. - read more
What to Know About Home Loan Pre-Approval for First-Time Buyers
What to Know About Home Loan Pre-Approval for First-Time Buyers
Welcome first-time home buyers! Embarking on the journey to purchase your first home can be both exciting and overwhelming. One of the crucial steps in this process is understanding and obtaining home loan pre-approval. - read more
Maximizing Your Budget: Smart Saving Strategies for Aspiring Homeowners
Maximizing Your Budget: Smart Saving Strategies for Aspiring Homeowners
Embarking on the journey to homeownership is a quintessential part of the American dream, one that conjures images of stability, accomplishment, and personal sanctuary. Yet, this dream comes with significant financial implications that can often feel daunting to aspiring homeowners. Navigating the landscape of real estate and mortgages requires an understanding of the economic commitment it entails. - read more

Finance News

RBA Holds Cash Rate Steady at 3.60%, Emphasizes Data-Driven Policy
RBA Holds Cash Rate Steady at 3.60%, Emphasizes Data-Driven Policy
15 Oct 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has decided to maintain the cash rate at 3.60% during its September 2025 policy meeting. This decision follows three rate cuts earlier in the year and reflects the central bank's cautious approach in response to persistent inflation in the services sector and stable employment levels. - read more
Commonwealth Bank Achieves Record A$10.25 Billion Profit on Lending Surge
Commonwealth Bank Achieves Record A$10.25 Billion Profit on Lending Surge
15 Oct 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA) has announced a record full-year cash profit of A$10.25 billion for the fiscal year ending June 30, 2025. This milestone reflects a 4.2% increase from the previous year's profit of A$9.84 billion and surpasses analyst expectations. - read more
Australian Mortgage Market Sees 6.8% Growth in New Home Loans for FY25
Australian Mortgage Market Sees 6.8% Growth in New Home Loans for FY25
15 Oct 2025: Paige Estritori
The Australian mortgage market experienced a significant uplift in the fiscal year 2025, with new property-backed loans increasing by 6.8% compared to the previous year. This growth is primarily attributed to recent interest rate cuts, improved housing affordability, and enhanced support for first-time homebuyers. - read more
Australian Home Prices Reach New Heights Following Interest Rate Reductions
Australian Home Prices Reach New Heights Following Interest Rate Reductions
07 Oct 2025: Paige Estritori
In September 2025, Australia's housing market experienced a significant upswing, with national median home prices increasing by 0.8% to a record A$857,280. This marks the fastest monthly growth in a year, as reported by property consultant Cotality. The quarterly growth rate also accelerated to 2.2%, up from 1.5% in the previous quarter. - read more
ANZ Bank Faces Record A$240 Million Fine for Compliance Failures
ANZ Bank Faces Record A$240 Million Fine for Compliance Failures
07 Oct 2025: Paige Estritori
In September 2025, ANZ, one of Australia's major banks, agreed to pay a record A$240 million fine following a series of serious regulatory breaches. The Australian Securities and Investments Commission (ASIC) cited misconduct including misleading the government during a A$14 billion bond deal, neglecting to act on customer hardship notices, and failing to refund fees to deceased clients. - read more

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"Mastering Home Loans: Navigating the Australian Mortgage Market"

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Knowledgebase
Equity Release:
A way for homeowners to release cash from the value of their home, either as a lump sum or in installments, while still living in the property.