START HERE

Get a free home loan eligibility assessment and compare offers tailored specifically to your circumstances.

Any Purpose

First home buyers

Buying a new home

Refinancing

Home construction

Investment Property

Debt consolidation

Any Situation

Refused by Banks

Self-employed

Bad Credit History

Low/No Deposit

No Savings History

Ex-bankrupt

All Features

Honeymoon Rates

Introductory Rates

Discount Rates

Line of Credit

Offset Accounts

Major Banks

Non-bank Lenders

Lo/No-doc Loans

Knowledgebase

Interest Rate:
A rate which is charged or paid for the use of money. An interest rate is often expressed as an annual percentage of the principal. It is calculated by dividing the amount of interest by the amount of principal. Interest rates often change as a resul

Home Loans Australia :: Calculators

Home Loans Australia Financial Calculators

Home Loans Australia is pleased to provide you with the following calculators to assist you on your financial journey.

Fortnighly Payment Calculator [click]
This calculator demonstrates the difference between paying half of a monthly mortgage payment each fortnight compared with making the scheduled monthly repayments. Simply enter the amount of the loan, the term (in years) and the interest rate to view the comparison.

Home Loan Repayment Calculator [click]
Use this calculator to estimate monthly home loan repayments

Finance Articles

Why Payday Lending Enhances Consumer Welfare
Today, I’ll defy the critics and demonstrate why consumer welfare is enhanced within a competitive payday-lending environment. read more

Guide To Personal Loans For Debt Consolidation
You can qualify for personal loans for debt consolidation even with bad credit. In fact, debt consolidation loans are meant to help people... read more

Credit Cards: Identity Theft and Credit Protection
Credit card fraud and identity theft have become widespread not only on the Internet but offline as well. Learn how to avoid these risks... read more

Why Personal Loans up to $5,000 Are No Problem, Even With a Poor Credit Rating
Approval on a personal loan of $5,000 is by no means secured easily, but nor should rejection be expected. So long as the criteria and... read more

Home Loans News

House price rise below expectations
Nov 20 :: Australian house prices edged higher in the September quarter, but by much less than economists expected.The official Bureau... read more

RBA calms nerves with another rate cut
Jun 06 :: The Reserve Bank has moved to calm rattled households and non-mining sectors of the economy by shaving 25 basis points from the cash... read more

ANZ last to move in cutting rates
May 18 :: ANZ Bank is the last of the big four banks to announce its move on interest rates this month, cutting its standard variable mortgage... read more

Wary buyers opt for fixed interest mortgages
Apr 04 :: Fixed mortgage rates hit a four year high and New South Wales continues to dominate the market, accounting for two out of five new mortgages... read more

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

IMPORTANT: We are neither authorised nor licensed to provide finance or finance products. We do not recommend any specific financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial and/or other advice on this website are referred to third party, qualified intermediaries with whom you can deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third part to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.