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Home Loans Australia

Home Loans Australia provides a free service to help you find the right home loan from a big selection of Australia's leading home loan brokers, banks & non-bank lenders.

Let us help you find the right home loan at the best rates!

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Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.
Loan Amount:
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All home loan quotes are provided free (via our secure server) and without obligation. We respect your privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

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How we work for you!

Whether you are looking for the best available home loan - or just want to find out whether you can qualify, Home Loans Australia can help ...
1. establish your home loan eligibility.
2. provide an offer of the best available Australian Home Loan product alternatives from leading Australian lenders to suit your individual circumstances.
To assist you in finding the right loan we invite you to complete a free online home loan eligibility application. Simply complete our one-page home loan eligibility application form and we'll report back to you with the best home loan offers available. No charge, No obligation.
You are also free to use our online Australian home loan calculators ... to help you work out what you can afford to borrow.

Real people, personal service

We do not rely on automated software to provide "instant" mortgage finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate mortgage products or options.
When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go real estate shopping, you can do so with the confidence of being pre-approved!
Just complete our simple home loan eligibility application form and a fully qualified, professional mortgage consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream house right now, your mortgage consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

Home Loans Articles

Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
As mortgage interest rates continue to rise in Australia, it's becoming more important than ever for homeowners to take control of their finances. This article will provide valuable tips on mortgage refinance and debt consolidation for Aussie homeowners. With the potential for future rate increases by the Reserve Bank of Australia due to inflation concerns, many homeowners are feeling the financial burden. However, by exploring options like refinancing and consolidating debt, homeowners can regain control of their financial situation. - read more
Avoiding Common Pitfalls: How to Streamline Your Home Loan Pre-approval Avoiding Common Pitfalls: How to Streamline Your Home Loan Pre-approval
Stepping into the realm of homeownership begins with a critical financial milestone: securing home loan pre-approval. This inaugural step paves the way for homebuyers to gain a clear understanding of their borrowing capacity, directly influencing their purchasing decisions. In Australia, where the real estate market teems with competitive energy, effective navigation through the pre-approval process offers a competitive edge. - read more
The Investor's Toolkit: Managing Risks in Investment Property Financing The Investor's Toolkit: Managing Risks in Investment Property Financing
Welcome to our comprehensive guide on navigating the complexities of investment property financing. In Australia, property investment has long been regarded as a favoured strategy for wealth creation and financial security. However, this path comes with its unique set of challenges and risks that must be carefully managed to ensure a successful investment journey. - read more
Maximizing Your Budget: Smart Saving Strategies for Aspiring Homeowners Maximizing Your Budget: Smart Saving Strategies for Aspiring Homeowners
Embarking on the journey to homeownership is a quintessential part of the American dream, one that conjures images of stability, accomplishment, and personal sanctuary. Yet, this dream comes with significant financial implications that can often feel daunting to aspiring homeowners. Navigating the landscape of real estate and mortgages requires an understanding of the economic commitment it entails. - read more
Creating a Personalized Savings Plan for Your Home Deposit Creating a Personalized Savings Plan for Your Home Deposit
Buying a home is one of the most significant financial commitments you will make in your lifetime. Without a solid savings plan, you may find it challenging to gather the necessary funds for a home deposit. This can delay your home-buying journey and add unnecessary stress to an already high-stakes process. - read more
Creating a Personalized Savings Plan for Your Home Deposit Creating a Personalized Savings Plan for Your Home Deposit
Buying a home is one of the most significant financial commitments you will make in your lifetime. Without a solid savings plan, you may find it challenging to gather the necessary funds for a home deposit. This can delay your home-buying journey and add unnecessary stress to an already high-stakes process. - read more
Top 10 Mistakes First-Time Home Buyers in Australia Should Avoid Top 10 Mistakes First-Time Home Buyers in Australia Should Avoid
Embarking on the journey to buy your first home is both an exciting and significant milestone in Australia. However, the process is also complex, and the learning curve can be steep for first-time home buyers. Being thoroughly informed is key to navigating the housing market's intricacies and can help elude the common missteps that befall many novices. - read more
Planning for a Better Future: Exploring Refinancing Options for Aussie Homeowners Planning for a Better Future: Exploring Refinancing Options for Aussie Homeowners
As a homeowner in Australia, it is essential to stay informed about the current mortgage interest rate and inflation situation. This knowledge is crucial for effective financial planning and making informed decisions regarding your home loan. Understanding the impact of rising interest rates on Australian homeowners is particularly important. - read more
Understanding Loan Calculators: A Guide For Australian Homebuyers Understanding Loan Calculators: A Guide For Australian Homebuyers
Welcome to this essential guide designed for Australian homebuyers who aspire to navigate the complex world of property financing. Due to the significant financial commitment involved in purchasing a home, understanding the nuances of mortgage calculations is imperative. Loan calculators are indispensable tools that offer valuable insights into the feasibility of a home loan, tailored to your personal economic circumstances. - read more
Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
As mortgage interest rates continue to rise in Australia, it's becoming more important than ever for homeowners to take control of their finances. This article will provide valuable tips on mortgage refinance and debt consolidation for Aussie homeowners. With the potential for future rate increases by the Reserve Bank of Australia due to inflation concerns, many homeowners are feeling the financial burden. However, by exploring options like refinancing and consolidating debt, homeowners can regain control of their financial situation. - read more

Finance News

Westpac Ends Cardless ATM Withdrawals: What This Means for Customers Westpac Ends Cardless ATM Withdrawals: What This Means for Customers
11 Oct 2024: Paige Estritori

Westpac Banking Corporation is making significant changes to its ATM services by eliminating the option for cardless cash withdrawals. This shift will require customers to carry a physical card to withdraw cash, starting at 8:00 PM AEST this Friday 11th October. - read more
Small Businesses in Australia: Navigating Turbulent Times Small Businesses in Australia: Navigating Turbulent Times
10 Oct 2024: Paige Estritori

Amid the prevailing economic challenges, Australian small businesses are feeling the crunch as a wave of insolvencies underscores the depth of the issue. The construction and hospitality sectors are particularly vulnerable, with businesses seeking new strategies to stay afloat. - read more
Financial Worries Surge as Australians Face Economic Challenges Financial Worries Surge as Australians Face Economic Challenges
10 Oct 2024: Paige Estritori

In a decade-long analysis, AMP’s recent Financial Wellness report uncovers a growing cloud of financial anxiety looming over Australian workers, with two-thirds expressing some level of financial distress. Particularly notable is the strain felt by those aged 55 to 59, where almost 40% report moderate to severe stress, highlighting growing concerns as retirement approaches. - read more
Australia Grapples with Prolonged Economic Slowdown Australia Grapples with Prolonged Economic Slowdown
08 Oct 2024: Paige Estritori

Australian citizens are currently navigating through an unprecedented economic phase, marked by the most prolonged recession per capita in the nation's history. This downturn has extended through six consecutive quarters of declining economic output, with a total of seven declines across the last eight quarters. - read more
Banks Under Fire for High Fees on Low-Income Accounts Banks Under Fire for High Fees on Low-Income Accounts
07 Oct 2024: Paige Estritori

A directive from Australian regulators is set to benefit nearly two million Australians, primarily from lower income groups, as major financial institutions were mandated to refund $28 million in excessive fees collected over the years. - read more

Need Help Finding a Home Loan?
Get your free home loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Asset Allocation:
An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon.