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Home Loans Australia
Home loan comparison and broker-matching resource
Home Loans Australia :: Home

Compare Home Loans & Explore Competitive Rates

Home Loans Australia provides a free broker-matching service to help you compare home loans by connecting you with mortgage brokers, banks and non-bank lenders from our national referral panel.

Connect with a licensed home loan specialist to compare competitive options.

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.

Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market
download it free

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

How we work for you!

Whether you are looking for the best available home loan - or just want to find out whether you can qualify, Home Loans Australia can help ...
1. establish your home loan eligibility.
2. connect you with a licensed mortgage broker who can present Australian home loan options from lenders they work with, tailored to your individual circumstances.
To assist you in finding the right loan we invite you to complete a free online home loan eligibility application. Simply complete our one-page home loan eligibility application form and you'll be contacted with home loan options from licensed mortgage brokers on our referral panel. No charge from us, no obligation to proceed – if you decide to go ahead, your chosen broker or lender will explain any fees that may apply.
You are also free to use our online Australian home loan calculators ... to help you work out what you can afford to borrow.

Real people, personal service

We do not rely on automated software to provide "instant" mortgage finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate mortgage products or options.
When you apply for a free assessment on this website your enquiry is sent to a licensed mortgage broker from our referral panel. That broker will review your details and may use the latest product research and technology to tailor recommendations and product comparisons appropriate to your personal circumstances. These recommendations are provided by the broker, not by Home Loans Australia.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Not yet ready to buy?

Use our free eligibility assessment to get an indication of how much you may be able to borrow now so that, when you are ready to go real estate shopping, you can do so with a clearer idea of your borrowing capacity. Any formal pre-approval would be arranged directly with a lender via your chosen broker.
Just complete our simple home loan eligibility application form and a fully qualified, professional mortgage consultant from our broker referral panel will discuss your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream house right now, your mortgage consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

Home Loans Articles

First-Home Finders: How to Choose a Mortgage Broker Who Works for You
First-Home Finders: How to Choose a Mortgage Broker Who Works for You
Embarking on the journey to homeownership can feel like navigating uncharted waters, with mortgage brokers often serving as the compass guiding you through the complexities of home financing. For many first-time home buyers, understanding the role of a mortgage broker can provide peace of mind and valuable support throughout the home-buying process. - read more
Mastering Your Finances: A Guide to Preparing for Home Ownership in Australia
Mastering Your Finances: A Guide to Preparing for Home Ownership in Australia
Embarking on the journey to home ownership in Australia is both exciting and daunting. The housing market here is unique, with its own set of challenges and opportunities to navigate. Understanding the intricacies of this market is crucial as you begin your home ownership adventure. This means keeping an eye on property prices, interest rates, and evolving regulations that might impact your purchasing power. - read more
Simple Steps to Boost Your Home Deposit Savings
Simple Steps to Boost Your Home Deposit Savings
Welcome to our guide on simple steps to boost your home deposit savings! We’re thrilled to have you here as you embark on the exciting journey towards home ownership. Whether you're a first-time homebuyer or looking to upsize, saving for a home deposit is a crucial step. - read more
Home Loan Refinancing: What You Need to Know
Home Loan Refinancing: What You Need to Know
Welcome to our comprehensive guide on home loan refinancing. Whether you're a first-time homeowner or a seasoned property investor, understanding the ins and outs of refinancing can save you a significant amount of money and anxiety. - read more
Common Mistakes First-Time Home Buyers Should Avoid
Common Mistakes First-Time Home Buyers Should Avoid
Purchasing a home is likely the most significant financial decision you'll make in your lifetime. - read more

Finance News

KPMG Forecasts 7.7% Rise in Australian House Prices for 2026
KPMG Forecasts 7.7% Rise in Australian House Prices for 2026
24 Mar 2026: Paige Estritori
According to KPMG's latest Residential Property Outlook, Australian house prices are projected to increase by 7.7% in 2026. This forecast indicates a continuation of the strong momentum observed in the property market during the latter half of 2025, driven by government policies and inflationary pressures. - read more
ANZ Predicts Diverging Trends in Australian Housing Market for 2026
ANZ Predicts Diverging Trends in Australian Housing Market for 2026
24 Mar 2026: Paige Estritori
ANZ Research has indicated that Australia's housing market may be approaching a modest slowdown, with regional variations becoming more pronounced. Economists Madeline Dunk and Jack Chambers suggest that leading indicators point to fading momentum, particularly in certain areas. - read more
Economists Forecast Minimum 5% Increase in Australian House Prices for 2026
Economists Forecast Minimum 5% Increase in Australian House Prices for 2026
24 Mar 2026: Paige Estritori
Following an 8.6% increase in 2025, Australian residential property values are expected to rise by at least 5% over the next 12 months. This projection reflects ongoing demand outstripping supply, contributing to the nation's housing affordability challenges. - read more
Australian Mortgage Market Reaches Record High Amidst Surging Property Prices
Australian Mortgage Market Reaches Record High Amidst Surging Property Prices
16 Mar 2026: Paige Estritori
Australia's mortgage market has achieved a new milestone, with the total value of residential mortgages reaching $2.41 trillion. This record-breaking figure reflects a 0.67% increase from the previous month and a 6.36% rise over the past year, as reported by the Australian Prudential Regulation Authority (APRA). - read more
Australian Mortgage Stress Declines to Three-Year Low Amidst Economic Shifts
Australian Mortgage Stress Declines to Three-Year Low Amidst Economic Shifts
16 Mar 2026: Paige Estritori
Recent data indicates that mortgage stress among Australian homeowners has decreased to its lowest level in three years. In the three months leading up to December 2025, 24.5% of mortgage holders were classified as 'at risk,' a decline of 3.4 percentage points since August. This improvement is largely attributed to previous rate cuts by the Reserve Bank of Australia (RBA). - read more
Click for more Finance News

Need Help Finding a Home Loan?
Get your free home loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.

Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market
download it free

Knowledgebase
Private Mortgage Insurance (PMI):
A type of insurance that a borrower might be required to purchase as a condition of a conventional mortgage loan, if the down payment is less than 20% of the property value.


This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.