Home Loans Australia Income Protection Insurance Calculator

Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.

Simply enter your personal gross income in the space below, select the frequency that you receive your current income and press [calculate] to determine the amount of cover you qualify for.

* Notes:

• Most insurers limit the amount of income insurance that you can buy to 75% of your gross income.
• If you are self-employed or operate your own business you may qualify for additional cover and benefits.
• Your Gross Income figure should represent only your income from personal exertion, not investment income.
• This calculator is provided as a rough guide only. You should seek professional advice from a licensed income insurance specialist before making decisions relating to something as important as income protection insurance!

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Knowledgebase

Asset Allocation:
An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon.