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Finder Reveals Australia's Best Home Loans for 2026

Top Mortgage Products and Lenders Recognised in Finder's Annual Awards

Finder Reveals Australia's Best Home Loans for 2026?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

To assist Australians in navigating the complex home loan market, Finder has announced the winners of its Home Loans Awards for 2026.
These awards highlight the top-performing mortgage products and lenders across 15 categories, providing valuable insights for prospective borrowers.

Unloan emerged as a standout, securing three awards, including Best Value Home Loan, Refinance Variable Home Loan, and Owner Occupier Principal & Interest Variable Home Loan. This recognition underscores Unloan's commitment to offering competitive rates and customer-centric products.

Other notable winners include Easy Street, Up, and Hume Bank, each taking out two categories. Up was recognised for Best Home Loan for First Home Buyers and Variable Home Loan with Offset, while Hume Bank excelled in the 1-Year Fixed Loan categories for both owner-occupiers and investors.

Macquarie Bank was honoured as the overall Provider of the Year for home loans and specifically for investor home loans, reflecting its strong performance and customer satisfaction. ING stood out as the leading provider for owner-occupier loans, winning the Provider of the Year award in that segment.

These awards are based on a comprehensive assessment of product data and customer satisfaction surveys, ensuring that the recognised lenders offer both value and quality service. For borrowers, this information serves as a valuable resource in selecting a mortgage product that aligns with their financial goals and needs.

In a year where every dollar counts, these award-winning products represent the best the Australian market has to offer, providing borrowers with options that combine competitive rates with excellent service.

Published:Monday, 11th May 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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11 May 2026: Paige Estritori
To assist Australians in navigating the complex home loan market, Finder has announced the winners of its Home Loans Awards for 2026. These awards highlight the top-performing mortgage products and lenders across 15 categories, providing valuable insights for prospective borrowers. - read more
APRA Implements New Cap on High Debt-to-Income Home Loans
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The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at enhancing financial stability within the housing market. Effective from 1 February 2026, APRA will impose a cap limiting banks to issuing no more than 20% of new home loans to borrowers with a debt-to-income (DTI) ratio of six times or higher. This measure is designed to curb the rise in high-risk lending practices and mitigate potential vulnerabilities in the financial system. - read more
Australian Banks Respond to RBA's Interest Rate Increase
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In response to the Reserve Bank of Australia's (RBA) recent decision to raise the official cash rate by 0.25 percentage points to 3.85%, Australia's major banks have announced corresponding increases in their home loan variable interest rates. This move marks the first cash rate hike in two years and reflects the central bank's efforts to address rising inflation and economic growth concerns. - read more


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