Home Loans Australia :: Library

Browse the Home Loans Australia Library

Home Loan Information Library

Explore educational resources about home loans in Australia, from mortgage basics and saving a deposit to refinancing and managing repayments.

Browse our home loan articles or explore our calculators for estimates based on your assumptions. These resources provide general information, not personalised advice. Calculator results are not quotes, offers, approval or eligibility assessments.

Explore Our eBooks

More titles from our collection

Cover: The Great Aussie Farmer's Insurance Handbook

The Great Aussie Farmer's Insurance Handbook

 

View details
Cover: How to Succed in Business Without Losing Your Soul

How to Succed in Business Without Losing Your Soul

 

View details
Cover: Keeping Up Is Expensive: The Hidden Cost of Comparison

Keeping Up Is Expensive

The Hidden Cost of Comparison

View details
Cover: The Aussie Farmer's Guide to Insurance

The Aussie Farmer's Guide to Insurance

 

View details
Cover: The Loyalty Penalty: When Staying Put Costs More

The Loyalty Penalty

When Staying Put Costs More

View details
Cover: How Much Is Enough? Finding Your Financial Sweet Spot

How Much Is Enough? Finding Your Financial Sweet Spot

 

View details
Cover: The Great Aussie Liability Insurance Handbook: A Guide to Public Liability and Professional Indemnity for Self-Employed Business Owners

The Great Aussie Liability Insurance Handbook

A Guide to Public Liability and Professional Indemnity for Self-Employed Business Owners

View details
Cover: The Great Aussie Truck Buyers Handbook

The Great Aussie Truck Buyers Handbook

 

View details
Cover: Things You Wish You Knew Before Buying a Car

Things You Wish You Knew Before Buying a Car

 

View details
Cover: The Price of Free: Inside the Friction Economy

The Price of Free

Inside the Friction Economy

View details
Cover: Mastering Home Loans: Navigating the Mortgage Landscape in Australia

Mastering Home Loans

Navigating the Mortgage Landscape in Australia

View details
Cover: The Great Aussie Caravan Buyer's Handbook

The Great Aussie Caravan Buyer's Handbook

 

View details
Cover: The 365-Day Money Test: See What Today Really Costs

The 365-Day Money Test

See What Today Really Costs

View details
Cover: Boost Your Borrowing Power: A Guide to Loans, Repayments and Finance Options in Australia

Boost Your Borrowing Power

A Guide to Loans, Repayments and Finance Options in Australia

View details
Cover: The Great Aussie Car Buyer's Handbook: Understanding Car Loans, Rates, Fees and Repayment Options

The Great Aussie Car Buyer's Handbook

Understanding Car Loans, Rates, Fees and Repayment Options

View details
Cover: From Beginner to Biker: The Aussie Guide to Choosing And Buying a Motorbike

From Beginner to Biker

The Aussie Guide to Choosing And Buying a Motorbike

View details
Cover: The Price of Procrastination: Is Tomorrow Costing You?

The Price of Procrastination

Is Tomorrow Costing You?

View details
Cover: 7 Secrets to High Performance Thinking

7 Secrets to High Performance Thinking

 

View details
Cover: The Great Aussie Cyber Insurance Handbook

The Great Aussie Cyber Insurance Handbook

 

View details
Cover: The Great Aussie Boat Buyer's Handbook

The Great Aussie Boat Buyer's Handbook

 

View details

Home Loans Articles

First-Time Homebuyer? Don't Fall for These Costly Errors!
First-Time Homebuyer? Don't Fall for These Costly Errors!
Buying your first home can be one of the most thrilling experiences of your life. The excitement of searching for the perfect place, imagining yourself in different spaces, and the opportunity to create a home you can truly call your own can be incredibly rewarding. - read more
Planning for a Better Future: Exploring Refinancing Options for Aussie Homeowners
Planning for a Better Future: Exploring Refinancing Options for Aussie Homeowners
As a homeowner in Australia, it is essential to stay informed about the current mortgage interest rate and inflation situation. This knowledge is crucial for effective financial planning and making informed decisions regarding your home loan. Understanding the impact of rising interest rates on Australian homeowners is particularly important. - read more
Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
Take Back Control: Mortgage Refinance and Debt Consolidation Tips for Aussie Homeowners
As mortgage interest rates continue to rise in Australia, it's becoming more important than ever for homeowners to take control of their finances. This article will provide valuable tips on mortgage refinance and debt consolidation for Aussie homeowners. With the potential for future rate increases by the Reserve Bank of Australia due to inflation concerns, many homeowners are feeling the financial burden. However, by exploring options like refinancing and consolidating debt, homeowners can regain control of their financial situation. - read more
Understanding Mortgage Insurance: A Guide for Australian Homebuyers
Understanding Mortgage Insurance: A Guide for Australian Homebuyers
Buying a home is a significant milestone for many Australians, but it often involves securing a mortgage, which can be a complex process. An essential part of this process is understanding mortgage insurance. Mortgage insurance is a type of insurance policy that protects lenders from the risk of defaulting borrowers. - read more
Understanding Stamp Duty: What First-Time Buyers in Australia Need to Know
Understanding Stamp Duty: What First-Time Buyers in Australia Need to Know
Welcome to the exciting and sometimes complex world of real estate in Australia! If you are on the cusp of purchasing your first home, you've probably heard about stamp duty. But what exactly is it? Stamp duty is a form of tax imposed by Australian states and territories on property transactions. This tax is usually a percentage of the property purchase price or market value and is a legal requirement for most property sales. - read more

Finance News

Mortgage Arrears Put Household Budgets Back in Focus
Mortgage Arrears Put Household Budgets Back in Focus
16 Sep 2026: Paige Estritori
Australia’s mortgage market is still showing resilience, but the latest banking indicators point to a household sector that has less room for error than it did during the ultra-low-rate years. APRA’s recent lending and asset quality data suggests that arrears remain an important signal to watch, particularly as higher repayment commitments continue to work through household budgets. - read more
Rising Loan Sizes Put Fresh Focus on Borrower Budgets
Rising Loan Sizes Put Fresh Focus on Borrower Budgets
09 Sep 2026: Paige Estritori
Australian home buyers are facing a familiar but important shift: even when interest rates appear steadier, larger property prices can still push borrowing plans back under pressure. Recent housing finance and property market reporting points to buyers taking on bigger loan commitments as values strengthen across parts of the country, particularly in markets where supply remains tight and competition for quality homes is still firm. - read more
Low-Deposit Pathways Put First Buyers Back in Play
Low-Deposit Pathways Put First Buyers Back in Play
02 Sep 2026: Paige Estritori
First-home buyers are getting a fresh reason to revisit their purchase plans, with recent housing finance commentary pointing to stronger interest in low-deposit purchases under the expanded federal Home Guarantee Scheme. The broader settings are designed to help eligible buyers enter the market with a smaller deposit and without paying lenders mortgage insurance, which can otherwise add a substantial cost to buying with less than a standard deposit. - read more
Property Momentum Puts Borrowing Plans Back Under Pressure
Property Momentum Puts Borrowing Plans Back Under Pressure
26 Aug 2026: Paige Estritori
Australia's housing market is showing renewed signs of momentum, and that matters for anyone preparing to buy or upgrade. Recent property market reporting suggests values are firming across several capitals after a patchier period, with buyer demand, limited listings and expectations around future interest rates all playing a role. For households who were hoping that earlier winter softness would create more room to negotiate, the latest shift is a reminder that affordability can change quickly. - read more
Another Rate Hold Gives Borrowers Time to Reassess
Another Rate Hold Gives Borrowers Time to Reassess
19 Aug 2026: Paige Estritori
Australia’s mortgage market has moved into another watch-and-wait phase after the Reserve Bank of Australia kept the cash rate unchanged at its latest meeting. For borrowers, the decision offers a welcome period of stability, but it should not be mistaken for a signal that home loan costs are now locked in place. - read more


Knowledgebase
Asset-Backed Security (ABS):
A financial security backed by a pool of assets, such as loans, leases, credit card debt, royalties, or receivables.