FOLLOW US
Follow us!

We are a proud member of the Financial Services Online network!

Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.

Follow us on social media
Home Loans Australia
Home loan comparison and broker-matching resource
Home Loans Australia :: News
SHARE

Share this news item!

Australian Home Prices Experience Sharpest Rise in Over Two Years

Exploring the Factors Behind the Recent Surge in Property Values

Australian Home Prices Experience Sharpest Rise in Over Two Years?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In October 2025, Australian home prices experienced their sharpest monthly increase in over two years, with national dwelling values rising by approximately 1.1%, according to data from Cotality.
This surge reflects a significant rebound in the housing market, driven by a combination of factors.

Key contributors to this trend include:

  • Interest Rate Cuts: The Reserve Bank of Australia's recent rate reductions have lowered borrowing costs, enhancing affordability for many buyers.
  • Government Incentives: Initiatives like the expanded First Home Guarantee Scheme have encouraged first-time buyers to enter the market.
  • Supply Constraints: The number of homes available for sale remains below average, intensifying competition among buyers.
  • Investor Activity: Increased participation from property investors has added to the demand.

For those looking to purchase property, it's crucial to stay informed about market conditions and consider how these factors may influence their buying decisions. Consulting with real estate professionals and financial advisors can provide valuable insights tailored to individual circumstances.

Published:Monday, 24th Nov 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

Australian Home Loans Experience Significant Growth in January 2026
Australian Home Loans Experience Significant Growth in January 2026
20 Feb 2026: Paige Estritori
In January 2026, Australia's housing market witnessed a remarkable 10.6% increase in home loan approvals compared to the previous month, significantly surpassing December's 4.7% growth. This surge indicates a robust demand for housing credit, reflecting the market's resilience despite existing challenges. - read more
Anticipated 4.8% Rise in Australian Property Prices for 2026
Anticipated 4.8% Rise in Australian Property Prices for 2026
20 Feb 2026: Paige Estritori
As we progress through 2026, the Australian property market is poised for continued growth, with forecasts predicting a 4.8% increase in property prices across capital cities. This projection follows an 8.6% rise in 2025, indicating sustained momentum in the housing sector. - read more
Implications of RBA's Interest Rate Hike on Property Prices in 2026
Implications of RBA's Interest Rate Hike on Property Prices in 2026
20 Feb 2026: Paige Estritori
The Reserve Bank of Australia (RBA) is expected to implement an interest rate hike in early 2026, a move that could significantly influence the trajectory of property price growth. This decision comes in response to rising inflation and aims to stabilize the economy. - read more
First Home Buyer Loan Applications Surge Following Government's 5% Deposit Scheme Expansion
First Home Buyer Loan Applications Surge Following Government's 5% Deposit Scheme Expansion
12 Feb 2026: Paige Estritori
October 2025 marked a significant milestone for first-time homebuyers in Australia, with loan applications surging by 39.2%. This remarkable increase is largely attributed to the federal government's expansion of the 5% Deposit Scheme, which has made homeownership more accessible to a broader segment of the population. - read more
Investor Home Loans Surge Amid Record Borrowing in Australian Property Market
Investor Home Loans Surge Amid Record Borrowing in Australian Property Market
12 Feb 2026: Paige Estritori
In the third quarter of 2025, Australia's property market witnessed a significant shift as investors accounted for two out of every five home loans. Data from the Australian Bureau of Statistics (ABS) revealed that over 57,000 investors borrowed nearly $40 billion during this period, marking a 17.6% increase from the previous quarter. This surge underscores a growing trend of investor dominance in the housing sector. - read more
Click for more Finance News


Home Loans Articles

Unlocking the Hidden Value of Your Mortgage Offset Account
Unlocking the Hidden Value of Your Mortgage Offset Account
A mortgage offset account is a financial product that allows homeowners to use their savings to reduce the interest charged on their mortgage. It is a transaction account linked to your mortgage, and the balance in this account is offset against your outstanding mortgage balance when calculating interest charges. - read more
Common Mistakes First-Time Home Buyers Should Avoid
Common Mistakes First-Time Home Buyers Should Avoid
Purchasing a home is likely the most significant financial decision you'll make in your lifetime. - read more
How to Boost Your Credit Score for a Better Home Loan Rate
How to Boost Your Credit Score for a Better Home Loan Rate
A credit score is a numerical representation of your creditworthiness. It is calculated based on your credit history, including factors like your payment history, the amount of debt you have, and the length of your credit history. - read more
Interest Rates and Investment Properties: What Aussie Investors Need to Know
Interest Rates and Investment Properties: What Aussie Investors Need to Know
For potential and seasoned investors alike, the Australian property landscape offers a plethora of opportunities. Investment properties have long been a favored asset class in Australia due to the potential for capital growth and rental yield. However, diving into the property market without a solid understanding of the financial mechanics, specifically interest rates, can be akin to sailing without a compass. - read more
First-Time Homebuyer? Don't Fall for These Costly Errors!
First-Time Homebuyer? Don't Fall for These Costly Errors!
Buying your first home can be one of the most thrilling experiences of your life. The excitement of searching for the perfect place, imagining yourself in different spaces, and the opportunity to create a home you can truly call your own can be incredibly rewarding. - read more


Need Help Finding a Home Loan?
Get your free home loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Start Here

Get your free Home Loan Eligibility Assessment and compare multiple lender offers via our nation-wide mortgage broker panel.

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

"Mastering Home Loans: Navigating the Australian Mortgage Market"

FREE DOWNLOAD: Mastering Home Loans: Navigating the Australian Mortgage Market
download it free

Knowledgebase
Balloon Payment.:
A large loan repayment made in order to clear a debt. Usually applied to a short-term fixed-rate loan, which involves small payments for a certain period of time with one large payment for the remaining amount of the principal at a time specified in the future.


This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.