CBA Raises Fixed Mortgage Rates Amid Interest Rate Hike Expectations

What Borrowers Need to Know About Rising Fixed Rates

CBA Increases Fixed Mortgage Rates in Anticipation of RBA Decisions?w=400

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The Commonwealth Bank of Australia (CBA) has raised its fixed mortgage rates, with the three-year fixed rate increasing to 6.04% from 5.34%, effective January 15, 2026.

This adjustment reflects expectations of potential interest rate hikes by the Reserve Bank of Australia (RBA) in the near future.

For borrowers, this rate increase translates to higher monthly repayments, potentially adding over $200 to mortgage costs. The move underscores the importance of staying informed about interest rate trends and considering the implications for personal finances.

Homeowners and prospective buyers should evaluate their mortgage options carefully, possibly consulting with mortgage brokers to secure the most favorable terms in a changing interest rate environment.

Published:Wednesday, 1st Apr 2026
Author: Paige Estritori

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Refinancing:
The process of obtaining a new mortgage to replace an existing one, often to secure a lower interest rate.

CBA Increases Fixed Mortgage Rates in Anticipation of RBA Decisions

What Borrowers Need to Know About Rising Fixed Rates

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